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AIC Exchange Privacy Policy

AIC Exchange respects your privacy and takes your privacy seriously. This privacy policy describes the policies and principles on the personal information collection, use, disclosure and sharing of your personal information when you access or use AIC Exchange Services and this Site by any means (including but not limited to via, devices or services provided by any other third party) (“Privacy Policy”). By accessing or using AIC Exchange Services and this Site, you consent to the policies and principles described in this Privacy Policy and Terms of Uses.

If you register with or access AIC Exchange services or this site, you are deemed to agree to the terms and conditions of this Privacy Policy. Your non-termination or continued access to or use of any AIC Exchange services or this site after the effective date of any amendments, changes, or updates constitutes your acceptance of this privacy policy, as modified by such amendments, changes, or updates.

You may decide whether to provide your personal information to us, and you may decide whether to exercise your rights as stipulated in Article 6 of this Privacy Policy. However, please note that if you decide not to provide your personal information to us, AIC Exchange may not be able to provide AIC Exchange Services and this Site to you.

This Privacy Policy will help you understand the following:

· Information Collection

· Process and Use of Personal Information

· Third Party Analytics and Advertising

· Sharing and Disclosure of Information

· Protection of Information

· Choice and Rights of Your Information

· Contacting AIC Exchange


Information Collection

1. AIC Exchange collects your personal information when you register or access to AIC Exchange Services and this Site or otherwise interact with AIC Exchange. AIC Exchange may collect the categories of information, including, but not limited to, the categories described as below:

(1) User-Provided InformationYou provide AIC Exchange with your personal information such as your name, address, telephone number, e-mail address, date of birth, government identification numbers/passport numbers/ARC numbers, nationality, information regarding your bank account, and your financial circumstances to become a registered user for accessing AIC Exchange Services and this Site. You also provide AIC Exchange with any information related to your Content and Feedback so AIC Exchange may, in its sole discretion, proceed the proper actions and procedures under this Privacy Policy and Terms of Use. Some of information you make available to AIC Exchange Services and this Site may be searched by search engines.

(1.1) The aforementioned personal information that you provide to AIC Exchange are classified as C001 (information identifying individuals), C002 (information identifying finance), C003 (information identifying in government data), C011 (description of an individual), C031 (residence and facilities.), C032 (properties), C083 (credit ratings), and C102 (agreement or contract) in the Specific Purpose and the Classification of Personal Information of the Personal Information Protection Act (“Purpose and Classification”).

(1.2) The purposes that AIC Exchange collects the aforementioned personal information are:

(1.2.1) Authenticating users

(1.2.2) Validating the process that you access or use AIC Exchange Services and this Site

(1.2.3) Establishing and maintaining a responsible commercial relationship with you

(1.2.4) Understanding your needs and your eligibility for products and services

(1.2.5) Informing you about trading and financing features, commercials, advertising materials, and other news

(1.2.6) Delivering products and services to you

(1.2.7) Processing billing and collection of any fees

(1.2.8) Conducting surveys and getting feedback from you

(1.2.9) Meeting AIC Exchange’s the legal and regulatory requirements. The 3 aforementioned purposes are classified as 036 (deposit and remitting), 040 (marketing (including financial cross-selling business)), 063 (non-government agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, customer management and service), 094 (property management), 135 (information (communication) services), 136 (information (communication) and database management), 137 (information (communication) security and management, 148 (internet shopping and other electronic commerce services)), 154 (reference), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification.

(2) Automatically collected informationWhen you access or use AIC Exchange Services and this Site through the internet, AIC Exchange may use certain technologies, including, but not limited to Cookies and similar technologies, to collect information sent to us through your computer, mobile phone, or other access device, which includes, but not limited to your IP address, device information, such as identifier, device name and type, operating system, location, mobile network information, the information related to the methods and preferences you interact with AIC Exchange Services and this Site, such as your browser type, traffic to and from our site, the link you accessed, the pages you visited, and the time you accessed or exited AIC Exchange Services and this Site, and your username and password.

(2.1) The aforementioned personal information that AIC Exchange automatically collects are classified as C001 (information identifying individuals), C035 (recreational activities and interests), and C036 (lifestyles) in the Purpose and Classification.

(2.2) The purposes that AIC Exchange automatically collects the aforementioned personal information are:

(2.2.1) Analyzing your usage of AIC Exchange Services and this Site

(2.2.2) Developing and customizing AIC Exchange Services and this Site according to your preferences. The aforementioned purposes are classified as 040 (marketing (including financial cross-selling business)), 090 (consumer, customer management and service), 135 (information (communication) services), 136 (information (communication) and database management), 148 (internet shopping and other electronic commerce services), 157 (investigation, statistics and research analysis) in the Purpose and Classification, and 181 (other business operation in accordance with the business registration or bylaws).


2. AIC Exchange will collect and store your personal information when you access or use AIC Exchange Services and this Site. Your personal information may be exported outside of the jurisdiction in which you reside and will be stored in Taiwan, provided that the location may change from time to time, depending on the services provider used by AIC Exchange (the “Data Location”). Under those circumstance, the governments, courts, law enforcement, or regulatory agencies of the Data Location may be able to obtain access to your personal information through foreign laws. You need to be aware that the privacy standards of the Data Location may be lower than those of the jurisdiction in which you reside.


Process and Use of Personal Information

1. To the extent permitted by applicable laws, AIC Exchange may dispose the information it collects during the process of providing AIC Exchange Services to other third party, provided that AIC Exchange will take de-identification measures (such as removing personal identifiers and removing or altering other information that may allow any person to be identified). However, please note that there is a possibility that another dataset or other information could be matched with the de-identified information. AIC Exchange does not guarantee that the de-identified information will not be re-identified.

2. AIC Exchange will process and use your personal information until AIC Exchange ceases to provide Services and this Site, or you explicitly request AIC Exchange to cease to process and use your personal information by contacting us through the contact information referred in this Privacy Policy, in which case we may not be able to provide AIC Exchange Services and this Site to you.

3. AIC Exchange will process and use your personal information and other data in the Data Location and it may be outside of the jurisdiction in which you reside. Under those circumstance, the governments, courts, law enforcement, or regulatory agencies of the Data Location may be able to obtain access to your personal information through foreign laws. You need to be aware that the privacy standards of the Data Location may be lower than those of the jurisdiction in which you reside.


Third Party Analytics and Advertising

1. To develop or improve AIC Exchange Services and this Site, AIC Exchange may engage third-party service providers to help us research and analyze information about your use of AIC Exchange Services and this Site. These third parties may also use Cookies and similar technologies to collect similar information about your use of AIC Exchange Services and this Site. AIC Exchange does not provide any information that can identify you personally to these third-party service providers without your consent. However, AIC Exchange does not control the third parties’ use of such technologies and their use is governed by those parties’ privacy policies, not subject to this Privacy Policy.

2. AIC Exchange may allow third-party ad servers or ad networks to serve advertisements on AIC Exchange Services and this Site and on third-party services. These third-party ad servers or ad networks use technology to send, directly to your browser, the advertisements and links that appear on AIC Exchange Services. They automatically receive your IP address when this happens. They may also use other technologies to measure the effectiveness of their advertisements and to personalize the advertising content. AIC Exchange does not provide any information that can identify you personally to these third party ad servers or ad networks without your consent. However, please note that if an advertiser asks AIC Exchange to show an advertisement to a certain audience and you respond to that advertisement, the advertiser or ad server may conclude that you fit the description of the audience they are trying to reach.

3. AIC Exchange itself does not respond to “do not track” signals, and we do not control whether third parties do.


Sharing and Disclosure of Information

1. AIC Exchange values your privacy. AIC Exchange does not share, sell, lease, transfer or otherwise disclose your personal information to third parties unless otherwise stated below:

(1) Consent
Except as described in this Privacy Policy, AIC Exchange does not share or transfer your personal information to third parties without your consent.

(2) Service Providers
AIC Exchange may share or transfer your personal information with essential third parties, including, but not limited to its Affiliates and the third party service providers, telecommunication companies, and other service providers at the reasonable discretion of AIC Exchange, to facilitate your access to or use of AIC Exchange Services and this Site, enhance our KYC (know your customers) verifications procedures, and assist AIC Exchange with implementation of any Anti-Money Laundering and Counter-Terrorist Policies. These essential third parties may collect, process, and use your personal information, which are classified as C001 (information identifying individuals), C002 (information identifying finance), C003 (information identifying in government data), C011 (description of an individual), C031 (residence and facilities.), C032 (properties), C083 (credit ratings), and C102 (agreement or contract) for the aforementioned purposes, which is classified as 063 (non-government agency collect or process personal information under legal obligations), 069 (contract, contract-like or other legal relation matter), 090 (consumer, customer management and service), 094 (property management), 135 (information (communication) services), 136 (information (communication) and database management), 137 (information (communication) security and management, 154 (reference), 157 (investigation, statistics and research analysis), and 181 (other business operation in accordance with the business registration or bylaws) in the Purpose and Classification.If you do not agree to our sharing with the service providers and its affiliates, AIC Exchange may not be able to provide AIC Exchange Services and this Site to you. If you have already registered with AIC Exchange or accessed this Site, please contact us immediately through the contact information referred in this Privacy Policy.

(3) Legal Compliance and Law Enforcement
Where a competent authority, on the strength of applicable investigation certificate, requests AIC Exchange to cooperate with the investigation relating to any designated user, or if the account of the user is subject to such measures as closure, freezing, or transfer, this Website will, as is required by the competent authority, assist such authority by providing corresponding data relating to the account user, or carrying out the corresponding operation as is required by the competent authority; for any disclosure of the user’s privacy, failure in the operation of the account and any such losses arising therefrom, AIC Exchange will not be held liable in any manner whatsoever.

(4) Mergers and Acquisitions
Information that AIC Exchange collects is considered a business asset. Therefore, AIC Exchange may share, transfer or disclose your personal information to third parties when we decide to sell, buy, or merger our businesses with such parties. AIC Exchange may also transfer or assign such information in the course of corporate divestitures, mergers, or dissolution.


Protection of Information

1. AIC Exchange uses reasonable technical and organizational information security measures to provide appropriate protection for your personal information from leaking or unauthorized access and prevent such risks of providing personal information.AIC Exchange cannot, however, guarantee the personal information you provided or we collected may not be accessed, disclosed, altered, or destroyed by any attacks from hackers or any skilled computer experts.The security measures that we may take include but are not limited to:

(1) Physical measures: records of your personal data will be stored securely in fault-tolerant secure storage.

(2) Electronic measures: The computer data that contain your personal information will be stored in computer systems and storage medias that are subject to strict login restrictions.

(3) Management measures: only staff members duly authorized by us can access your personal data, and these staff members shall comply with our internal code concerning personal data confidentiality.

(4) Technical measures: such encryption techniques as Secure Socket Layer Encryption may be used to convey your personal data.

(5) Other measures: our network servers are protected by proper 'firewall '.

(6) If you are aware of any security flaws in our Website, please contact us immediately so that we can take appropriate action as soon as possible.

(7) Despite of the above-mentioned technical and security measures, we cannot guarantee that the information transmitted via the Internet is absolutely safe, so we cannot absolutely guarantee that the personal data that you provide to us through our Website will be safe at any time. We will not be held liable for any loss or damage arising from or caused by any event that may occur in connection with unauthorized access to your personal data, and we shall not be held liable for compensation for such loss or damage.


Choice and Rights of Your Information

1. You have the right, subject to the applicable laws and Section of this Privacy Policy:

(1) To inquire or request for a review of the personal information AIC Exchange has collected from you.

(2) To make duplications of the personal information AIC Exchange has collected from you.

(3) To replenish and rectify the personal information AIC Exchange has collected from you.

(4) To request AIC Exchange to discontinue our collection, processing and use of the personal information AIC Exchange has collected from you.

(5) To delete any personal information AIC Exchange has collected from you, by yourself or by requesting AIC Exchange to do so, in which case we may not be able to provide AIC Exchange Services and this Site to you thereafter. AIC Exchange cannot, however, delete such personal information that is necessary for compliance with binding legal obligations or if the personal information must be retained according to applicable laws.

By yourself or by requesting AIC Exchange to do so, in which case we may not be able to provide AIC Exchange Services and this Site to you thereafter. AIC Exchange cannot, however, delete such personal information that is necessary for compliance with binding legal obligations or if the personal information must be retained according to applicable laws.

2. Upon your inquiry or request for a review and making duplication of the personal information AIC Exchange has collected from you, AIC Exchange shall determine whether to agree to such request within fifteen (15) days from the date on which AIC Exchange receives your request, except:

(1) When the national security, diplomatic and military secrets, the macro-economic interests or other major national interests may be harmed.

(2) When the performance of official duties may be interfered with.

(3) When the major interests of AIC Exchange or a third person may be affected.

15 The fifteen-day period may be extended to a time period of no longer than fifteen (15) days when necessary and you will be notified of the reason of extension in writing (either in electronic or hard-copy form). Please note that AIC Exchange may charge a fee to those who make an inquiry or request to review, or make duplications of their personal information.

3. The thirty-day period may be extended to a time period of no longer than thirty (30) days when necessary and you will be notified of the reason of extension in writing (either in electronic or hard-copy form). 6.5 You may, as appropriate and in accordance with applicable laws, exercise your rights mentioned above by contacting us through the contact information referred in this Privacy Policy. In some cases, for example, delete or cease the processing or use of your personal information may mean that we may not be able to provide AIC Exchange Services and this Site to you.

Modification to the Privacy Policy

We reserve the right to amend the Privacy Policy from time to time and at any time. We will inform you of the modifications made to the Privacy Policy by updating and publishing the effective date of the release of new versions hereof and highlighting the amendments. Sometimes, we may issue a notice to inform you of the modification made in the Privacy Policy, which, however, is not an obligation for us. You shall regularly review the Privacy Policy and focus on its modifications, and if you do not agree to such modifications, you shall immediately stop accessing this Website. When an updated version of this Privacy Policy is released, your continued visit to this Website shall indicate and show that you agree to the update and agree to comply with the updated Privacy Policy.

Contacting AIC Exchange

If you have any questions about this Private Policy, please contact AIC Exchange through support@AIC.io.